{"id":19171,"date":"2025-08-05T06:52:29","date_gmt":"2025-08-05T06:52:29","guid":{"rendered":"https:\/\/xanderia.com\/?page_id=19171"},"modified":"2025-10-02T12:57:26","modified_gmt":"2025-10-02T12:57:26","slug":"paydaydraft","status":"publish","type":"page","link":"https:\/\/xanderia.com\/my\/paydaydraft\/","title":{"rendered":"paydaydraft"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"19171\" class=\"elementor elementor-19171\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d40442 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"1d40442\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42ae862 elementor-hidden-tablet elementor-widget elementor-widget-html\" data-id=\"42ae862\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n  \/* Satoshi variable font so Bold (700) & Black (900) render correctly *\/\r\n  @font-face {\r\n    font-family: 'Satoshi';\r\n    src: url('https:\/\/xanderia.com\/wp-content\/themes\/enfold\/fonts\/Satoshi-Variable.ttf') format('truetype');\r\n    font-weight: 100 900;\r\n    font-style: normal;\r\n    font-display: swap;\r\n  }\r\n  * { font-family: 'Satoshi', sans-serif !important; }\r\n  html, body { margin: 0; padding: 0; }\r\n\r\n  \/* Contact card + WPForms button styling (white card + blue button) *\/\r\n  #schedule-demo .contact-card {\r\n    background: #ffffff;\r\n    border-radius: 16px;\r\n    box-shadow: 0 10px 30px rgba(0,0,0,0.08);\r\n    padding: 32px;\r\n  }\r\n  #schedule-demo .wpforms-submit,\r\n  #schedule-demo button[type=\"submit\"] {\r\n    background: #003189 !important;\r\n    color: #ffffff !important;\r\n    border: none !important;\r\n    border-radius: 10px !important;\r\n    padding: 12px 22px !important;\r\n    font-weight: 700 !important;\r\n    cursor: pointer !important;\r\n  }\r\n<\/style>\r\n\r\n<!-- Section 1: Hero -->\r\n<section style=\"background: linear-gradient(to left, #0049b0, #0083ff); position: relative; width: 100vw; height: 100vh; overflow: hidden;\">\r\n  <img decoding=\"async\" style=\"position: absolute; top: 0; left: 0; width: 100% !important; height: 100%; object-fit: cover; z-index: 1;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Banner.png\" alt=\"Kanz PaydayNow Hero Banner\" \/>\r\n  <div style=\"position: relative; z-index: 2; max-width: 1200px; margin: 0 auto; display: flex; flex-direction: column; justify-content: center; height: 100%; padding: 0 20px;\">\r\n    <h1 style=\"color: white; font-size: 64px; font-weight: 900; text-align: left; max-width: 600px; line-height: 1.2;\">\r\n      Empower Your Workforce with On Demand Payday\r\n    <\/h1>\r\n    <p style=\"color: white; font-size: 18px; font-weight: 400; margin: 20px 0; text-align: left; max-width: 600px;\">\r\n      Attract, Retain, and Motivate Employees with Kanz PaydayNow\r\n    <\/p>\r\n    <a style=\"display: inline-block; background-color: #ffffff; color: #003189; font-weight: 600; padding: 14px 28px; border-radius: 50px; text-decoration: none; font-size: 16px; box-shadow: 0 4px 10px rgba(0,0,0,0.15); transition: background 0.3s ease; width: fit-content;\" href=\"#schedule-demo\">Jadualkan Demo Sekarang<\/a>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 2: Smart Access -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Workforce - Fire Features\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Smart Access to Earned Wages\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 40px 0;\">\r\n    Selamat. Lancar. Patuh Syariah.\r\n  <\/p>\r\n\r\n  <div style=\"max-width: 1200px; margin: 0 auto; display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 40px;\">\r\n    <!-- Left Column -->\r\n    <div style=\"flex: 1 1 300px; max-width: 300px;\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Realtime-Wage-Access.png\" alt=\"Real-Time Wage Access Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Akses Gaji Masa Nyata<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Keluarkan gaji yang diperolehi apabila diperlukan. Tidak perlu menunggu hujung bulan.<\/p>\r\n      <\/div>\r\n      <div>\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/fast.png\" alt=\"Fast Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Pengeluaran Pantas<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Funds transferred directly to employee's account within 24 hours.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- Center Image -->\r\n    <div style=\"flex: 1 1 300px; max-width: 400px; text-align: center;\">\r\n      <img decoding=\"async\" style=\"max-width: 100%; height: auto;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/PhoneEWA.png\" alt=\"Phone App\" \/>\r\n    <\/div>\r\n\r\n    <!-- Right Column -->\r\n    <div style=\"flex: 1 1 300px; max-width: 300px;\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Shariah-Logo.png\" alt=\"Shariah Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Sistem Patuh Syariah<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Finance features aligned with Islamic principles, built-in by design.<\/p>\r\n      <\/div>\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/AI.png\" alt=\"Digital Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">100% Aplikasi Digital<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">No paperwork. Apply, verify, and manage everything through the app.<\/p>\r\n      <\/div>\r\n      <div>\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/flow.png\" alt=\"Flow Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Papan Pemuka Aliran Kewangan<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Clear, real-time view of earnings and withdrawals.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 3: Tools & Dashboard -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Tenaga Kerja Lebih Pintar, Perniagaan Lebih Kukuh\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Terokai Alat Tambahan Yang Meningkatkan Kawalan dan Kemudahan\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 40px 0;\">\r\n    Fleksibiliti kewangan yang memastikan kakitangan anda gembira, selamat dan fokus.\r\n  <\/p>\r\n\r\n  <div style=\"max-width: 1200px; margin: 0 auto; display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 40px;\">\r\n    <div style=\"flex: 1 1 400px; max-width: 400px; text-align: left;\">\r\n      <h4 style=\"font-size: 20px; font-weight: 700; margin: 0 0 10px 0;\">Enterprise-Grade Security, Built In<\/h4>\r\n      <p style=\"font-size: 16px; color: #4e4e4e; margin: 0 0 30px 0;\">Kepercayaan adalah segalanya. Kami melindunginya pada setiap langkah.<\/p>\r\n\r\n      <div style=\"display: flex; align-items: flex-start; margin-bottom: 20px; gap: 10px;\">\r\n        <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/in-app-agreement-icon.png\" alt=\"Agreement Icon\" \/>\r\n        <div>\r\n          <h5 style=\"font-size: 16px; font-weight: 700; margin: 0 0 5px 0;\">Penandatanganan Perjanjian Dalam Aplikasi<\/h5>\r\n          <p style=\"font-size: 15px; color: #4e4e4e; margin: 0;\">Semak dan tandatangani perjanjian pembiayaan dengan selamat. Semua dalam aplikasi.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div style=\"display: flex; align-items: flex-start; gap: 10px;\">\r\n        <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Secure.png\" alt=\"Security Icon\" \/>\r\n        <div>\r\n          <h5 style=\"font-size: 16px; font-weight: 700; margin: 0 0 5px 0;\">Protokol Keselamatan Bertaraf Tinggi<\/h5>\r\n          <p style=\"font-size: 15px; color: #4e4e4e; margin: 0;\">Data encryption, secure logins, and user verification built-in.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div style=\"flex: 1 1 400px; max-width: 450px; text-align: center;\">\r\n      <img decoding=\"async\" style=\"max-width: 100%;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/dashboard-tools.png\" alt=\"Dashboard Tools\" \/>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 4: Smart Attendance (LEFT image, RIGHT text like your reference) -->\r\n<section style=\"padding: 80px 20px; background: #ffffff;\">\r\n  <div style=\"max-width: 1200px; margin: 0 auto; display: flex; flex-wrap: wrap; align-items: center; justify-content: right; gap: 48px;\">\r\n    <!-- Image LEFT -->\r\n    <div style=\"flex: 1 1 520px; max-width: 560px;\">\r\n      <img decoding=\"async\" style=\"width: 100%; height: auto; display: block;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Operations-Attendance.png\" alt=\"Smart Attendance UI\" \/>\r\n    <\/div>\r\n\r\n    <!-- Text RIGHT -->\r\n    <div style=\"flex: 1 1 520px; max-width: 560px;\">\r\n      <h2 style=\"text-align: just; font-size: 40px; font-weight: 900; line-height: 1.2; margin: 0 0 12px 0;\">\r\n        Kehadiran Pintar\r\n      <\/h2>\r\n      <p style=\"text-align: left; font-size: 18px; color: #4e4e4e; margin: 0 0 28px 0;\">\r\n        Satu aplikasi. Penjejakan masa nyata. Tiada ralat manual.\r\n      <\/p>\r\n\r\n      <div style=\"display: flex; align-items: flex-start; gap: 16px; margin-bottom: 22px;\">\r\n        <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/GPS.png\" alt=\"GPS Icon\" \/>\r\n        <div>\r\n          <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 6px 0;\">Kehadiran GPS Masa Nyata<\/h4>\r\n          <p style=\"font-size: 15px; color: #4e4e4e; margin: 0;\">Track clock-ins and outs with precise location tagging.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div style=\"display: flex; align-items: flex-start; gap: 16px;\">\r\n        <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Attendance.png\" alt=\"Leave Icon\" \/>\r\n        <div>\r\n          <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 6px 0;\">Permohonan Cuti Dalam Aplikasi<\/h4>\r\n          <p style=\"font-size: 15px; color: #4e4e4e; margin: 0;\">Pekerja memohon cuti dalam aplikasi, dengan kemas kini automatik untuk papan pemuka HR anda.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 5: Why Choose Us -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Mengapa Pilih Kami?\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Amanah, Bertanggungjawab &amp; Mampan\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 40px 0;\">\r\n    Dibina berdasarkan nilai-nilai. Disokong oleh prestasi. Direka untuk kakitangan anda.\r\n  <\/p>\r\n\r\n  <div style=\"background: #003189; color: #ffffff; padding: 28px; border-radius: 12px; display: flex; align-items: center; justify-content: center; gap: 24px; flex-wrap: wrap; max-width: 900px; margin: 0 auto;\">\r\n    <!-- BIGGER IMAGE -->\r\n    <img decoding=\"async\"\r\n      style=\"width: 250px; max-width: 60vw; height: auto; border-radius: 10px; flex: 0 0 auto;\"\r\n      src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Razi.png\"\r\n      alt=\"Razi Pahlavi Abdul Aziz\" \/>\r\n\r\n    <div style=\"text-align: left; max-width: 560px;\">\r\n      <p style=\"font-size: 16px; font-weight: 400; margin: 0 0 12px 0; color: #ffffff;\">\r\n        \u201cEvery month, there is always a salary advancement transaction of three to five. If we can come in and solve the problem for them, it'll be very much welcomed by many parties.\u201d\r\n      <\/p>\r\n      <p style=\"font-size: 15px; font-weight: 600; margin: 0; color: #ffffff;\">\r\n        Razi Pahlavi Abdul Aziz <span style=\"font-weight: 400;\">CEO Xanderia Services<\/span>\r\n     \r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 6: Testimonials -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <p style=\"font-size: 14px; color: #003189; font-weight: 600; margin: 0;\">Our Impact<\/p>\r\n  <h2 style=\"font-size: 26px; font-weight: 900; margin: 6px 0;\">Real people. Real results. Real impact.<\/h2>\r\n  <p style=\"font-size: 14px; color: #4e4e4e; margin: 8px 0 40px 0;\">It\u2019s the right solution \u2014 and they love it.<\/p>\r\n\r\n  <div style=\"position: relative;\">\r\n    <button onclick=\"scrollTestimonials(-1)\" style=\"position: absolute; left: -20px; top: 40%; transform: translateY(-50%); z-index: 10; background: none; border: none; font-size: 32px; color: #003189; cursor: pointer;\">\u2039<\/button>\r\n\r\n    <div id=\"testimonial-scroll\" style=\"display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 20px; padding-bottom: 10px; scroll-behavior: smooth;\">\r\n      <!-- Card 1 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Kanz PaydayNow is a good outsource service to be used by our HR Department in assisting the staff emergency fund requirements.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Mr. Faizal<br><span style=\"font-weight: 700;\">Biz Suria Management (M) Sdn Bhd<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 2 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Permohonan yang mudah dan kadar interest yang rendah. Amat membantu dari segi pinjaman.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 3 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Kanz PaydayNow is easier to use &amp; needed when employees have other commitments. The team is responsive. Highly recommended!<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Yanny Marlina<br><span style=\"font-weight: 700;\">Biz Suria Management (M) Sdn Bhd<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 4 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Can help employees during emergencies. Easy to apply using the Kanz PaydayNow app.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n      \r\n            <!-- Card 4 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Can help employees during emergencies. Easy to apply using the Kanz PaydayNow app.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n    <\/div>\r\n    <\/div>\r\n\r\n    <button onclick=\"scrollTestimonials(1)\" style=\"position: absolute; right: -20px; top: 40%; transform: translateY(-50%); z-index: 10; background: none; border: none; font-size: 32px; color: #003189; cursor: pointer;\">\u203a<\/button>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n  function scrollTestimonials(direction) {\r\n    const container = document.getElementById('testimonial-scroll');\r\n    const firstCard = container.querySelector('div');\r\n    const cardWidth = firstCard ? firstCard.offsetWidth + 20 : 300; \/\/ fallback\r\n    container.scrollLeft += direction * cardWidth;\r\n  }\r\n<\/script>\r\n\r\n<!-- Section 7: Contact Form (white card + blue CTA) -->\r\n<section id=\"schedule-demo\" style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <div style=\"max-width: 900px; margin: 0 auto;\">\r\n    <div class=\"contact-card\">\r\n      <h2 style=\"font-size: 28px; font-weight: 900; margin: 0 0 10px 0; text-align: left;\">Ready to Elevate Your Team?<\/h2>\r\n      <p style=\"font-size: 16px; color: #4e4e4e; margin: 0 0 24px 0;\">Kami akan menghubungi anda untuk memulakan proses tersebut.<\/p>\r\n      <div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-19180\"><form id=\"wpforms-form-19180\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"19180\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/my\/wp-json\/wp\/v2\/pages\/19171\" data-token=\"206578d3a13dfd40f8e6ebc204ba5a40\" data-token-time=\"1781057532\" data-trp-original-action=\"\/my\/wp-json\/wp\/v2\/pages\/19171\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-19180-field_1-container\" class=\"wpforms-field wpforms-field-name sda\" data-field-id=\"1\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Nama <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-19180-field_1\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][1][first]\" placeholder=\"Nama Pertama\" aria-errormessage=\"wpforms-19180-field_1-error\" required><label for=\"wpforms-19180-field_1\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-19180-field_1-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][1][last]\" placeholder=\"Nama Akhir\" aria-errormessage=\"wpforms-19180-field_1-last-error\" required><label for=\"wpforms-19180-field_1-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/fieldset><\/div><div id=\"wpforms-19180-field_2-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"2\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-19180-field_2\" aria-hidden=\"false\">Emel <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-19180-field_2\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Alamat E-Mel\" spellcheck=\"false\" aria-errormessage=\"wpforms-19180-field_2-error\" required><\/div><div id=\"wpforms-19180-field_3-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"3\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-19180-field_3\" aria-hidden=\"false\">Comment or Message<\/label><textarea id=\"wpforms-19180-field_3\" class=\"wpforms-field-medium\" name=\"wpforms[fields][3]\" placeholder=\"Mesej Anda\" aria-errormessage=\"wpforms-19180-field_3-error\" ><\/textarea><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"19180\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/xanderia.com\/my\/wp-json\/wp\/v2\/pages\/19171\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-19180\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Send Message\" aria-live=\"assertive\" value=\"wpforms-submit\">Hantar Mesej<\/button><img decoding=\"async\" src=\"https:\/\/xanderia.com\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"my\"\/><\/form><\/div>  <!-- .wpforms-container -->\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Download App Section - Clean Blue Capsule -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <div style=\"background: #003189; color: #ffffff; padding: 40px 20px; border-radius: 12px; max-width: 800px; margin: 0 auto;\">\r\n    <h2 style=\"font-size: 28px; font-weight: 900; margin: 6px 0; line-height: 1.4; text-transform: uppercase; color: #ffffff;\">DOWNLOAD THE APP AND EXPERIENCE IT FOR YOURSELF<\/h2>\r\n    <p style=\"font-size: 16px; margin: 8px 0 30px 0; max-width: 500px; margin-left: auto; margin-right: auto; color: #ffffff;\">Berada di tempat pekerja pintar berada \u2014 muat turun aplikasi sekarang.<\/p>\r\n\r\n    <div style=\"display: flex; justify-content: center; gap: 20px; margin-top: 20px; flex-wrap: wrap;\">\r\n      <a style=\"display: inline-block; text-decoration: none;\" href=\"https:\/\/apps.apple.com\/my\/app\/xanderia-shariah-financing\/id1546587463\">\r\n        <img decoding=\"async\" style=\"height: 45px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/apple-store.png\" alt=\"Download on the App Store\" \/>\r\n      <\/a>\r\n      <a style=\"display: inline-block; text-decoration: none;\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.xanderia.financeapp.customer&amp;pcampaignid=web_share\">\r\n        <img decoding=\"async\" style=\"height: 45px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/google-play.png\" alt=\"Get it on Google Play\" \/>\r\n      <\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: Media Mentions -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <div style=\"max-width: 1200px; margin: 0 auto;\">\r\n    <p style=\"font-size: 14px; color: #003189; font-weight: 600; margin: 0 0 10px 0;\">KEKAL TERKINI<\/p>\r\n    <h2 style=\"font-size: 26px; font-weight: 900; color: #000; margin: 6px 0;\">Lihat apa yang orang lain katakan tentang kami<\/h2>\r\n    <p style=\"font-size: 14px; color: #4e4e4e; margin: 8px 0 40px 0;\">Dipercayai oleh media, dipaparkan dalam cerita yang penting.<\/p>\r\n\r\n    <div style=\"display: flex; flex-wrap: wrap; gap: 20px; justify-content: center;\">\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 200px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/paydaydayd.png\" alt=\"The Edge\" \/>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 0;\">The Edge Malaysia<\/p>\r\n        <p style=\"font-weight: 700; color: #000; margin: 6px 0 0 0;\">Gain early wage access with Kanz PaydayNow app<\/p>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 6px 0 0 0;\">23 Jun 2025<\/p>\r\n      <\/div>\r\n\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 200px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/payday-logo.png\" alt=\"The Sun\" \/>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 0;\">The Sun<\/p>\r\n        <p style=\"font-weight: 700; color: #000; margin: 6px 0 0 0;\">Xanderia, CXL Group collaborate to launch app for early wage access<\/p>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 6px 0 0 0;\">16 Jun 2025<\/p>\r\n      <\/div>\r\n\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 200px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/xander-log.png\" alt=\"Sinar Harian\" \/>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 0;\">Sinar Harian<\/p>\r\n        <p style=\"font-weight: 700; color: #000; margin: 6px 0 0 0;\">Xanderia diiktiraf syarikat status Digital Malaysia<\/p>\r\n        <p style=\"font-size: 12px; color: #4e4e4e; margin: 6px 0 0 0;\">06 Jun 2024<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: FAQ Heading -->\r\n<section style=\"text-align: center; padding: 60px 20px;\">\r\n  <p style=\"color: #003189; font-size: 12px; font-weight: 600; margin: 0;\">SOALAN-SOALAN LAZIM<\/p>\r\n  <h2 style=\"font-size: 26px; font-weight: 900; margin: 6px 0;\">Jawapan yang disesuaikan untuk setiap aspek tenaga kerja<\/h2>\r\n  <p style=\"color: #4e4e4e; font-size: 14px; margin: 8px 0 40px 0;\">Ada soalan? Kami sedia membantu anda \u2014 sama ada anda seorang pekerja atau majikan.<\/p>\r\n\r\n  <div style=\"margin-bottom: 40px;\">\r\n    <button id=\"employerTab\" onclick=\"showFAQ('employer')\" style=\"border: none; background: none; font-weight: 600; color: #000; font-size: 16px; padding: 10px 20px; border-bottom: 2px solid #003189; cursor: pointer;\">Majikan<\/button>\r\n    <button id=\"employeeTab\" onclick=\"showFAQ('employee')\" style=\"border: none; background: none; font-weight: 400; color: #000; font-size: 16px; padding: 10px 20px; cursor: pointer;\">Pekerja<\/button>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: FAQs -->\r\n<section style=\"padding: 0 20px 60px 20px;\">\r\n  <div style=\"max-width: 800px; margin: 0 auto;\">\r\n    <!-- Employer FAQ -->\r\n    <div id=\"faq-employer\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah Kanz PaydayNow?<\/h4>\r\n        Kanz PaydayNow ialah aplikasi mudah alih (kini tersedia untuk Android sahaja) yang menawarkan perkhidmatan Akses Gaji Diperoleh. Ia merevolusikan cara syarikat menyokong kesejahteraan kewangan pekerja mereka dengan menyediakan mereka fleksibiliti untuk mengakses gaji yang mereka peroleh apabila diperlukan.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow berfungsi?<\/h4>\r\n        Pekerja boleh memohon gaji pendahuluan melalui aplikasi Kanz PaydayNow, berdasarkan hari mereka bekerja. Setelah diluluskan oleh HR, Xanderia memastikan pembayaran jumlah yang diminta diselesaikan dalam masa 24 jam.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Adakah terdapat kos untuk majikan menyepadukan Kanz PaydayNow?<\/h4>\r\n        Tidak, tiada kos berkaitan. Xanderia menyediakan integrasi percuma, membolehkan majikan menggunakan perkhidmatan ini dengan lancar tanpa sebarang perbelanjaan tambahan.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah sistem kehadiran berfungsi?<\/h4>\r\n        Kanz PaydayNow includes an automated attendance system. Employees check-in via the app, which uses location only at office\/workplace. Attendance requires HR approval.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Adakah Kanz PaydayNow patuh Syariah?<\/h4>\r\n        Ya. Kanz PaydayNow mematuhi sepenuhnya Syariah.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow memberi manfaat kepada majikan?<\/h4>\r\n        Kanz PaydayNow meningkatkan pengekalan, penglibatan dan produktiviti pekerja di samping mempertingkatkan budaya syarikat dan kecekapan aliran tunai.\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- Employee FAQ -->\r\n    <div id=\"faq-employee\" style=\"display: none;\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah itu Akses Gaji Diperolehi (EWA)?<\/h4>\r\n        Akses Upah yang Diperoleh membolehkan pekerja mengakses sebahagian daripada gaji yang mereka peroleh sebelum hari gaji, memberikan kawalan yang lebih besar ke atas kewangan dan membantu menampung perbelanjaan yang tidak dijangka.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah Kanz PaydayNow?<\/h4>\r\n        Kanz PaydayNow ialah aplikasi mudah alih (Android sahaja) yang menyediakan Akses Gaji yang Diperoleh. Ia memberikan fleksibiliti kewangan kepada pekerja dengan membenarkan pengeluaran gaji berdasarkan hari bekerja.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow berfungsi?<\/h4>\r\n        Pekerja memohon pendahuluan gaji melalui aplikasi. Selepas kelulusan HR, pembayaran akan dilakukan oleh Xanderia dalam tempoh 24 jam.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Berapakah yuran perkhidmatannya?<\/h4>\r\n        A 6% service fee is charged based on the requested amount.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah pendaftaran berfungsi?<\/h4>\r\n        Employees undergo a registration process including NDA signing, app demo, forms, screenings, and agreement consents.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah saya boleh log masuk?<\/h4>\r\n        Employees receive login credentials and verify using an OTP sent to their email.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah kehadiran berfungsi?<\/h4>\r\n        Use the app to check in, follow attendance steps, and wait for HR verification. Verified entries count as working days.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah permintaan EWA berfungsi?<\/h4>\r\n        Pekerja mengemukakan permintaan, HR meluluskannya dan Xanderia memproses pembayaran ke akaun bank.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Berapakah had pengeluaran?<\/h4>\r\n        Min: RM50 (must earn at least RM80). Max: 50% of net salary. These limits support financial wellness and responsible use.\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n  function showFAQ(tab) {\r\n    document.getElementById('faq-employer').style.display = (tab === 'employer') ? 'block' : 'none';\r\n    document.getElementById('faq-employee').style.display = (tab === 'employee') ? 'block' : 'none';\r\n\r\n    document.getElementById('employerTab').style.borderBottom = (tab === 'employer') ? '2px solid #003189' : 'none';\r\n    document.getElementById('employerTab').style.fontWeight = (tab === 'employer') ? '600' : '400';\r\n\r\n    document.getElementById('employeeTab').style.borderBottom = (tab === 'employee') ? '2px solid #003189' : 'none';\r\n    document.getElementById('employeeTab').style.fontWeight = (tab === 'employee') ? '600' : '400';\r\n  }\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f349f73 elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-parent\" data-id=\"f349f73\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3e6269 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-html\" data-id=\"b3e6269\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n  \/* Satoshi variable font so Bold (700) & Black (900) render correctly *\/\r\n  @font-face {\r\n    font-family: 'Satoshi';\r\n    src: url('https:\/\/xanderia.com\/wp-content\/themes\/enfold\/fonts\/Satoshi-Variable.ttf') format('truetype');\r\n    font-weight: 100 900;\r\n    font-style: normal;\r\n    font-display: swap;\r\n  }\r\n  * { font-family: 'Satoshi', sans-serif !important; }\r\n  html, body { margin: 0; padding: 0; }\r\n\r\n  \/* Contact card + WPForms button styling (white card + blue button) *\/\r\n  #schedule-demo .contact-card {\r\n    background: #ffffff;\r\n    border-radius: 16px;\r\n    box-shadow: 0 10px 30px rgba(0,0,0,0.08);\r\n    padding: 32px;\r\n  }\r\n  #schedule-demo .wpforms-submit,\r\n  #schedule-demo button[type=\"submit\"] {\r\n    background: #003189 !important;\r\n    color: #ffffff !important;\r\n    border: none !important;\r\n    border-radius: 10px !important;\r\n    padding: 12px 22px !important;\r\n    font-weight: 700 !important;\r\n    cursor: pointer !important;\r\n  }\r\n\r\n  @media (max-width: 768px) {\r\n  section > div {\r\n    flex-direction: column;\r\n    text-align: center;\r\n  }\r\n  section > div > div {\r\n    max-width: 100% !important;\r\n    width: 100% !important;\r\n    flex: 1 1 100% !important;\r\n  }\r\n}\r\n \r\n\r\n<\/style>\r\n\r\n<!-- Section 1: Hero -->\r\n<section style=\"background: linear-gradient(to left, #0049b0, #0083ff); position: relative; width: 100vw; height: 100vh; overflow: hidden;\">\r\n  <img decoding=\"async\" style=\"position: absolute; top: 0; left: 0; width: 100% !important; height: 100%; object-fit: cover; z-index: 1;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/Mobile-view-hero-banner.png\" alt=\"Kanz PaydayNow Hero Banner\" \/>\r\n  <div style=\"position: relative; z-index: 2; max-width: 1200px; margin: 0 auto; display: flex; flex-direction: column; justify-content: top; height: 100%; padding: 0px;\"><div style=\"margin-top: 5em;\">\r\n    <h1 style=\"color: white; font-size: 36px; font-weight: 900; text-align: left; max-width: 600px; line-height: 1.2;\">\r\n      Empower Your Workforce with On Demand Payday\r\n    <\/h1>\r\n    <p style=\"color: white; font-size: 18px; font-weight: 400; margin: 10px 0; text-align: left; max-width: 600px;\">\r\n      Attract, Retain, and Motivate Employees with Kanz PaydayNow\r\n    <\/p>\r\n    <a style=\"display: inline-block; background-color: #ffffff; color: #003189; font-weight: 600; padding: 14px 28px; border-radius: 50px; text-decoration: none; font-size: 16px; box-shadow: 0 4px 10px rgba(0,0,0,0.15); transition: background 0.3s ease; width: fit-content;\" href=\"#schedule-demo\">Jadualkan Demo Sekarang<\/a>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 2: Smart Access -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Workforce - Fire Features\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Smart Access to Earned Wages\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 40px 0;\">\r\n    Selamat. Lancar. Patuh Syariah.\r\n  <\/p>\r\n\r\n  <!-- 2-column container -->\r\n  <div style=\"max-width: 1200px; margin: 0 auto; display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 60px;\">\r\n    \r\n    <!-- Left: Image -->\r\n    <div style=\"flex: 1 1 400px; max-width: 500px; text-align: center;\">\r\n      <img decoding=\"async\" style=\"width: 50%; height: auto;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/09\/phone.png\" alt=\"Phone App\" \/>\r\n    <\/div>\r\n\r\n    <!-- Right: All features combined -->\r\n    <div style=\"flex: 1 1 400px; max-width: 600px;\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Realtime-Wage-Access.png\" alt=\"Real-Time Wage Access Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Akses Gaji Masa Nyata<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Keluarkan gaji yang diperolehi apabila diperlukan. Tidak perlu menunggu hujung bulan.<\/p>\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/fast.png\" alt=\"Fast Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Pengeluaran Pantas<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Funds transferred directly to employee's account within 24 hours.<\/p>\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Shariah-Logo.png\" alt=\"Shariah Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Sistem Patuh Syariah<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Finance features aligned with Islamic principles, built-in by design.<\/p>\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/AI.png\" alt=\"Digital Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">100% Aplikasi Digital<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">No paperwork. Apply, verify, and manage everything through the app.<\/p>\r\n      <\/div>\r\n\r\n      <div>\r\n        <img decoding=\"async\" style=\"height: 30px; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/flow.png\" alt=\"Flow Icon\" \/>\r\n        <h4 style=\"font-size: 18px; font-weight: 700; margin: 0 0 5px 0;\">Papan Pemuka Aliran Kewangan<\/h4>\r\n        <p style=\"font-size: 16px; color: #4e4e4e; margin: 0;\">Clear, real-time view of earnings and withdrawals.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 3: Tools & Dashboard -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Tenaga Kerja Lebih Pintar, Perniagaan Lebih Kukuh\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Terokai Alat Tambahan Yang Meningkatkan Kawalan dan Kemudahan\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 40px 0;\">\r\n    Fleksibiliti kewangan yang memastikan kakitangan anda gembira, selamat dan fokus.\r\n  <\/p>\r\n\r\n  <div style=\"flex: 1 1 400px; max-width: 450px; text-align: center; margin: 0 auto;\">\r\n      <img decoding=\"async\" style=\"max-width: 100%;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/second-phone-screen.png\" alt=\"Dashboard Tools\" \/>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div style=\"display: flex; justify-content: center;  max-width: 900px; margin: 0 auto;\">\r\n  <!-- Column 1 -->\r\n  <div style=\"flex: 1; max-width: 350px; text-align: left; margin-right:10px;\">\r\n    <h4 style=\"font-size: 35px; font-weight: 900; margin: -15px 0 10px 0;\">Enterprise-Grade Security, Built In<\/h4>\r\n    <p style=\"font-size: clamp(16px,24px,36px); color: #4e4e4e; margin: 0 0 30px 0;\">Trust is everything. <br>We protect it at every step.<\/p>\r\n  <\/div>\r\n\r\n  <!-- Column 2 -->\r\n  <div style=\"flex: 1; max-width: 350px; text-align: left; margin-left:10px;\">\r\n    <div style=\"display: flex; align-items: flex-start; margin-bottom: 20px;\">\r\n      <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/in-app-agreement-icon.png\" alt=\"Agreement Icon\" \/>\r\n      <div style=\"max-width: 100%;\">\r\n        <h5 style=\"font-size: clamp(16px,24px,36px); font-weight: 700; margin: 0 0 5px 10px;\">Penandatanganan Perjanjian Dalam Aplikasi<\/h5>\r\n        <p style=\"font-size: clamp(16px,20px,36px); color: #4e4e4e; margin: 10px;\">Semak dan tandatangani perjanjian pembiayaan dengan selamat. Semua dalam aplikasi.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div style=\"display: flex; align-items: flex-start;\">\r\n      <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Secure.png\" alt=\"Security Icon\" \/>\r\n      <div style=\"max-width: 100%;\">\r\n        <h5 style=\"font-size: clamp(16px,24px,36px); font-weight: 700; margin: 0 0 5px 10px;\">Protokol Keselamatan Bertaraf Tinggi<\/h5>\r\n        <p style=\"font-size: clamp(16px,20px,36px); color: #4e4e4e; margin: 10px;\">Data encryption, secure logins, and user verification built-in.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n    \r\n<\/section>\r\n\r\n<!-- Section 4: Smart Attendance (LEFT image, RIGHT text like your reference) -->\r\n<section style=\"padding: 80px 20px; background: #ffffff;\">\r\n  <div style=\"max-width: 1200px; margin: 0 auto; display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 48px;\">\r\n    <!-- Image LEFT -->\r\n    <div style=\"flex: 1 1 520px; max-width: 560px;\">\r\n      <img decoding=\"async\" style=\"width: 100%; height: auto; display: block;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/3rd-Phone-Screen.png\" alt=\"Smart Attendance UI\" \/>\r\n    <\/div>\r\n\r\n  <div style=\"display: flex; justify-content: center;  max-width: 900px; margin: 0 auto;\">\r\n      <!-- Column 1 -->\r\n      <div style=\"flex: 1; max-width: 350px; text-align: left; margin-right:10px; \">\r\n        <h4 style=\"font-size: 35px; font-weight: 900; margin: -15px 0 10px 0; \">Kehadiran Pintar<\/h4>\r\n        <p style=\"font-size: clamp(16px,24px,36px); color: #4e4e4e; margin: 0 0 30px 0;\">One app. Real-time tracking. <br>Zero manual errors..<\/p>\r\n      <\/div>\r\n\r\n      <!-- Column 2 -->\r\n      <div style=\"flex: 1; max-width: 350px; text-align: left; margin-left:10px;\">\r\n        <div style=\"display: flex; align-items: flex-start; margin-bottom: 20px;\">\r\n          <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/GPS.png\" alt=\"GPS Icon\" \/>\r\n          <div style=\"max-width: 100%;\">\r\n            <h5 style=\"font-size: clamp(16px,24px,36px); font-weight: 700; margin: 0 0 5px 10px;\">Kehadiran GPS Masa Nyata<\/h5>\r\n            <p style=\"font-size: clamp(16px,20px,36px); color: #4e4e4e; margin: 10px;\">Track clock-ins and outs with precise location tagging.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div style=\"display: flex; align-items: flex-start;\">\r\n          <img decoding=\"async\" style=\"height: 30px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Attendance.png\" alt=\"Leave Icon\" \/>\r\n          <div style=\"max-width: 100%;\">\r\n            <h5 style=\"font-size: clamp(16px,24px,36px); font-weight: 700; margin: 0 0 5px 10px;\">Permohonan Cuti Dalam Aplikasi<\/h5>\r\n            <p style=\"font-size: clamp(16px,20px,36px); color: #4e4e4e; margin: 10px;\">Pekerja memohon cuti dalam aplikasi, dengan kemas kini automatik untuk papan pemuka HR anda.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/section>\r\n\r\n<!-- Section 5: Why Choose Us -->\r\n<section style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <p style=\"text-align: center; font-size: 14px; font-weight: 600; color: #003189; text-transform: uppercase; letter-spacing: 1px; margin: 0;\">\r\n    Mengapa Pilih Kami?\r\n  <\/p>\r\n  <h2 style=\"text-align: center; font-size: 32px; font-weight: 900; margin: 6px 0;\">\r\n    Amanah, Bertanggungjawab &amp; Mampan\r\n  <\/h2>\r\n  <p style=\"text-align: center; font-size: 16px; color: #4e4e4e; margin: 8px 0 70px 0;\">\r\n    Dibina berdasarkan nilai-nilai. Disokong oleh prestasi. Direka untuk kakitangan anda.\r\n  <\/p>\r\n\r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto; margin-bottom: 20px\">\r\n      <img decoding=\"async\" style=\"width: clamp(50px, 75px, 100px); height: clamp(50px, 75px, 100px); align-items: center; margin: 0 auto;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/Smiley-Face.png\" alt=\"Smile Icon\" \/>\r\n  <\/div>  \r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto; margin-bottom: 150px\">\r\n      <h5 style=\"font-size: 40px; font-weight: 700; margin: 0 0 5px 10px;\">Increase <br>Employee Satisfaction<\/h5>\r\n      <p style=\"font-size: 20px; color: #4e4e4e; margin: 10px;\">Reduce financial stress and <br>improve focus at work.<\/p>\r\n  <\/div>\r\n\r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto;  margin-bottom: 20px\">\r\n      <img decoding=\"async\" style=\"width: clamp(50px, 75px, 100px); height: clamp(50px, 75px, 100px); align-items: center; margin: 0 auto;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/Enhance-Recruitment.png\" alt=\"Recruitment Icon\" \/>\r\n  <\/div>  \r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto; margin-bottom: 150px\">\r\n      <h5 style=\"font-size: 40px; font-weight: 700; margin: 0 0 5px 10px;\">Enhance <br>Recruitment and Retention<\/h5>\r\n      <p style=\"font-size: 20px; color: #4e4e4e; margin: 10px;\">Stand out as an employer of choice <br>with a sought-after benefit.<\/p>\r\n    <\/div>\r\n\r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto; margin-bottom: 20px\">\r\n    <img decoding=\"async\" style=\"width: clamp(50px, 75px, 100px); height: clamp(50px, 75px, 100px); align-items: center; margin: 0 auto;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/10\/FREE-Stamp.png\" alt=\"Stamp Icon\" \/>\r\n  <\/div> \r\n  <div style=\"max-width: 100%; text-align: center; margin: 0 auto; margin-bottom: 150px\">\r\n      <h5 style=\"font-size: 40px; font-weight: 700; margin: 0 0 5px 10px;\">Investment <br>That Cost You Nothing<\/h5>\r\n      <p style=\"font-size: 20px; color: #4e4e4e; margin: 10px;\">Seamless payroll integration with <br>zero onboarding fees<\/p>\r\n  <\/div>\r\n\r\n\r\n  <div style=\"background: #003189; padding: 28px; border-radius: 50px; display: flex; align-items: center; justify-content: center; gap: 24px; flex-wrap: wrap; max-width: 900px; margin: 0 auto;\">\r\n    <!-- BIGGER IMAGE -->\r\n    <img decoding=\"async\"  \r\n      style=\"width: 100%; max-width: 870px; height: 20%; border-radius: 50px; flex: 0 0 auto;\"\r\n      src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/Razi.png\"\r\n      alt=\"Razi Pahlavi Abdul Aziz\" \/>\r\n\r\n    <div style=\"text-align: left; max-width: 800px; color:#ffffff;\">\r\n      <p style=\"font-size: clamp(16px, 25px, 35px); font-weight: 400; margin: 0 0 12px 0; color: #ffffff;\">\r\n        \u201cEvery month, there is always a salary advancement transaction of three to five. <br><br>If we can come in and solve the problem for them, it'll be very much welcomed by many parties.\u201d\r\n      <\/p>\r\n      <p style=\"font-size: clamp(14px, 23px, 33px); font-weight: 600; margin: 0; color: #ffffff;\"><br>\r\n        Razi Pahlavi Abdul Aziz <span style=\"font-weight: 400;\"><br>CEO Xanderia Services<\/span>\r\n     \r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section 6: Testimonials -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <p style=\"font-size: 14px; color: #003189; font-weight: 600; margin: 0;\">Our Impact<\/p>\r\n  <h2 style=\"font-size: 26px; font-weight: 900; margin: 6px 0;\">Real people. Real results. Real impact.<\/h2>\r\n  <p style=\"font-size: 14px; color: #4e4e4e; margin: 8px 0 40px 0;\">It\u2019s the right solution \u2014 and they love it.<\/p>\r\n\r\n  <div style=\"position: relative;\">\r\n    <button onclick=\"scrollTestimonials(-1)\" style=\"position: absolute; left: -20px; top: 40%; transform: translateY(-50%); z-index: 10; background: none; border: none; font-size: 32px; color: #003189; cursor: pointer;\">\u2039<\/button>\r\n\r\n    <div id=\"testimonial-scroll\" style=\"display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 20px; padding-bottom: 10px; scroll-behavior: smooth;\">\r\n      <!-- Card 1 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Kanz PaydayNow is a good outsource service to be used by our HR Department in assisting the staff emergency fund requirements.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Mr. Faizal<br><span style=\"font-weight: 700;\">Biz Suria Management (M) Sdn Bhd<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 2 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Permohonan yang mudah dan kadar interest yang rendah. Amat membantu dari segi pinjaman.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 3 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Kanz PaydayNow is easier to use &amp; needed when employees have other commitments. The team is responsive. Highly recommended!<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Yanny Marlina<br><span style=\"font-weight: 700;\">Biz Suria Management (M) Sdn Bhd<\/span><\/p>\r\n      <\/div>\r\n\r\n      <!-- Card 4 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Can help employees during emergencies. Easy to apply using the Kanz PaydayNow app.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n      \r\n            <!-- Card 4 -->\r\n      <div style=\"flex: 0 0 280px; scroll-snap-align: start; background: #002f96; color: white; border-radius: 20px; padding: 30px; text-align: left;\">\r\n        <p style=\"font-size: 28px; margin-bottom: 10px;\">\u275d<\/p>\r\n        <p style=\"font-size: 15px; line-height: 1.6;\">Can help employees during emergencies. Easy to apply using the Kanz PaydayNow app.<\/p>\r\n        <p style=\"font-size: 13px; font-weight: 900; margin-top: 20px;\">Anonymous<br><span style=\"font-weight: 700;\">KL-based Company<\/span><\/p>\r\n      <\/div>\r\n    <\/div>\r\n    <\/div>\r\n\r\n    <button onclick=\"scrollTestimonials(1)\" style=\"position: absolute; right: -20px; top: 40%; transform: translateY(-50%); z-index: 10; background: none; border: none; font-size: 32px; color: #003189; cursor: pointer;\">\u203a<\/button>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n  function scrollTestimonials(direction) {\r\n    const container = document.getElementById('testimonial-scroll');\r\n    const firstCard = container.querySelector('div');\r\n    const cardWidth = firstCard ? firstCard.offsetWidth + 20 : 300; \/\/ fallback\r\n    container.scrollLeft += direction * cardWidth;\r\n  }\r\n<\/script>\r\n\r\n<!-- Section 7: Contact Form (white card + blue CTA) -->\r\n<section id=\"schedule-demo\" style=\"padding: 60px 20px; background: #ffffff;\">\r\n  <div style=\"max-width: 900px; margin: 0 auto;\">\r\n    <div class=\"contact-card\">\r\n      <h2 style=\"font-size: 28px; font-weight: 900; margin: 0 0 10px 0; text-align: left;\">Ready to Elevate Your Team?<\/h2>\r\n      <p style=\"font-size: 16px; color: #4e4e4e; margin: 0 0 24px 0;\">Kami akan menghubungi anda untuk memulakan proses tersebut.<\/p>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Download App Section - Clean Blue Capsule -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <div style=\"background: #003189; color: #ffffff; padding: 40px 20px; border-radius: 12px; max-width: 800px; margin: 0 auto;\">\r\n    <h2 style=\"font-size: 28px; font-weight: 900; margin: 6px 0; line-height: 1.4; text-transform: uppercase; color: #ffffff;\">DOWNLOAD THE APP AND EXPERIENCE IT FOR YOURSELF<\/h2>\r\n    <p style=\"font-size: 16px; margin: 8px 0 30px 0; max-width: 500px; margin-left: auto; margin-right: auto; color: #ffffff;\">Berada di tempat pekerja pintar berada \u2014 muat turun aplikasi sekarang.<\/p>\r\n\r\n    <div style=\"display: flex; justify-content: center; gap: 20px; margin-top: 20px; flex-wrap: wrap;\">\r\n      <a style=\"display: inline-block; text-decoration: none;\" href=\"https:\/\/apps.apple.com\/my\/app\/xanderia-shariah-financing\/id1546587463\">\r\n        <img decoding=\"async\" style=\"height: 45px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/apple-store.png\" alt=\"Download on the App Store\" \/>\r\n      <\/a>\r\n      <a style=\"display: inline-block; text-decoration: none;\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.xanderia.financeapp.customer&amp;pcampaignid=web_share\">\r\n        <img decoding=\"async\" style=\"height: 45px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/google-play.png\" alt=\"Get it on Google Play\" \/>\r\n      <\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: Media Mentions -->\r\n<section style=\"padding: 60px 20px; background: #ffffff; text-align: center;\">\r\n  <div style=\"max-width: 1200px; margin: 0 auto;\">\r\n    <p style=\"font-size: 14px; color: #003189; font-weight: 600; margin: 0 0 10px 0;\">KEKAL TERKINI<\/p>\r\n    <h2 style=\"font-size: 26px; font-weight: 900; color: #000; margin: 6px 0;\">Lihat apa yang orang lain katakan tentang kami<\/h2>\r\n    <p style=\"font-size: 14px; color: #4e4e4e; margin: 8px 0 40px 0;\">Dipercayai oleh media, dipaparkan dalam cerita yang penting.<\/p>\r\n\r\n    <div style=\"display: flex; flex-wrap: wrap; gap: 20px; justify-content: center; margin-bottom: 120px;\">\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 300px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/paydaydayd.png\" alt=\"The Edge\" \/>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 0;\">The Edge Malaysia<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); font-weight: 700; color: #000; margin: 6px 0 0 0;\">Gain early wage access with Kanz PaydayNow app<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 6px 0 0 0;\">23 Jun 2025<\/p>\r\n      <\/div>\r\n    <\/div>\r\n    <div style=\"display: flex; flex-wrap: wrap; gap: 20px; justify-content: center; margin-bottom: 120px;\">\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 200px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/payday-logo.png\" alt=\"The Sun\" \/>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 0;\">The Sun<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); font-weight: 700; color: #000; margin: 6px 0 0 0;\">Xanderia, CXL Group collaborate to launch app for early wage access<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 6px 0 0 0;\">16 Jun 2025<\/p>\r\n      <\/div>\r\n    <\/div>  \r\n    <div style=\"display: flex; flex-wrap: wrap; gap: 20px; justify-content: center; margin-bottom: 120px;\">\r\n      <div style=\"width: 100%; max-width: 350px; display: flex; flex-direction: column; align-items: center;\">\r\n        <img decoding=\"async\" style=\"height: 500px; object-fit: contain; margin-bottom: 10px;\" src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/07\/xander-log.png\" alt=\"Sinar Harian\" \/>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 0;\">Sinar Harian<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); font-weight: 700; color: #000; margin: 6px 0 0 0;\">Xanderia diiktiraf syarikat status Digital Malaysia<\/p>\r\n        <p style=\"font-size: clamp(12px, 30px, 33px); color: #4e4e4e; margin: 6px 0 0 0;\">06 Jun 2024<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: FAQ Heading -->\r\n<section style=\"text-align: center; padding: 60px 20px;\">\r\n  <p style=\"color: #003189; font-size: 12px; font-weight: 600; margin: 0;\">SOALAN-SOALAN LAZIM<\/p>\r\n  <h2 style=\"font-size: 26px; font-weight: 900; margin: 6px 0;\">Jawapan yang disesuaikan untuk setiap aspek tenaga kerja<\/h2>\r\n  <p style=\"color: #4e4e4e; font-size: 14px; margin: 8px 0 40px 0;\">Ada soalan? Kami sedia membantu anda \u2014 sama ada anda seorang pekerja atau majikan.<\/p>\r\n\r\n  <div style=\"margin-bottom: 40px;\">\r\n    <button id=\"employerTab\" onclick=\"showFAQ('employer')\" style=\"border: none; background: none; font-weight: 600; color: #000; font-size: 16px; padding: 10px 20px; border-bottom: 2px solid #003189; cursor: pointer;\">Majikan<\/button>\r\n    <button id=\"employeeTab\" onclick=\"showFAQ('employee')\" style=\"border: none; background: none; font-weight: 400; color: #000; font-size: 16px; padding: 10px 20px; cursor: pointer;\">Pekerja<\/button>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- Section: FAQs -->\r\n<section style=\"padding: 0 20px 60px 20px;\">\r\n  <div style=\"max-width: 800px; margin: 0 auto;\">\r\n    <!-- Employer FAQ -->\r\n    <div id=\"faq-employer\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah Kanz PaydayNow?<\/h4>\r\n        Kanz PaydayNow ialah aplikasi mudah alih (kini tersedia untuk Android sahaja) yang menawarkan perkhidmatan Akses Gaji Diperoleh. Ia merevolusikan cara syarikat menyokong kesejahteraan kewangan pekerja mereka dengan menyediakan mereka fleksibiliti untuk mengakses gaji yang mereka peroleh apabila diperlukan.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow berfungsi?<\/h4>\r\n        Pekerja boleh memohon gaji pendahuluan melalui aplikasi Kanz PaydayNow, berdasarkan hari mereka bekerja. Setelah diluluskan oleh HR, Xanderia memastikan pembayaran jumlah yang diminta diselesaikan dalam masa 24 jam.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Adakah terdapat kos untuk majikan menyepadukan Kanz PaydayNow?<\/h4>\r\n        Tidak, tiada kos berkaitan. Xanderia menyediakan integrasi percuma, membolehkan majikan menggunakan perkhidmatan ini dengan lancar tanpa sebarang perbelanjaan tambahan.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah sistem kehadiran berfungsi?<\/h4>\r\n        Kanz PaydayNow includes an automated attendance system. Employees check-in via the app, which uses location only at office\/workplace. Attendance requires HR approval.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Adakah Kanz PaydayNow patuh Syariah?<\/h4>\r\n        Ya. Kanz PaydayNow mematuhi sepenuhnya Syariah.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow memberi manfaat kepada majikan?<\/h4>\r\n        Kanz PaydayNow meningkatkan pengekalan, penglibatan dan produktiviti pekerja di samping mempertingkatkan budaya syarikat dan kecekapan aliran tunai.\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- Employee FAQ -->\r\n    <div id=\"faq-employee\" style=\"display: none;\">\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah itu Akses Gaji Diperolehi (EWA)?<\/h4>\r\n        Akses Upah yang Diperoleh membolehkan pekerja mengakses sebahagian daripada gaji yang mereka peroleh sebelum hari gaji, memberikan kawalan yang lebih besar ke atas kewangan dan membantu menampung perbelanjaan yang tidak dijangka.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Apakah Kanz PaydayNow?<\/h4>\r\n        Kanz PaydayNow ialah aplikasi mudah alih (Android sahaja) yang menyediakan Akses Gaji yang Diperoleh. Ia memberikan fleksibiliti kewangan kepada pekerja dengan membenarkan pengeluaran gaji berdasarkan hari bekerja.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah Kanz PaydayNow berfungsi?<\/h4>\r\n        Pekerja memohon pendahuluan gaji melalui aplikasi. Selepas kelulusan HR, pembayaran akan dilakukan oleh Xanderia dalam tempoh 24 jam.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Berapakah yuran perkhidmatannya?<\/h4>\r\n        A 6% service fee is charged based on the requested amount.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah pendaftaran berfungsi?<\/h4>\r\n        Employees undergo a registration process including NDA signing, app demo, forms, screenings, and agreement consents.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah saya boleh log masuk?<\/h4>\r\n        Employees receive login credentials and verify using an OTP sent to their email.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah kehadiran berfungsi?<\/h4>\r\n        Use the app to check in, follow attendance steps, and wait for HR verification. Verified entries count as working days.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Bagaimanakah permintaan EWA berfungsi?<\/h4>\r\n        Pekerja mengemukakan permintaan, HR meluluskannya dan Xanderia memproses pembayaran ke akaun bank.\r\n      <\/div>\r\n\r\n      <div style=\"margin-bottom: 30px;\">\r\n        <h4 style=\"font-weight: 700; margin: 0 0 6px 0;\">Berapakah had pengeluaran?<\/h4>\r\n        Min: RM50 (must earn at least RM80). Max: 50% of net salary. These limits support financial wellness and responsible use.\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<script>\r\n  function showFAQ(tab) {\r\n    document.getElementById('faq-employer').style.display = (tab === 'employer') ? 'block' : 'none';\r\n    document.getElementById('faq-employee').style.display = (tab === 'employee') ? 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