{"id":933,"date":"2020-12-02T18:32:56","date_gmt":"2020-12-02T18:32:56","guid":{"rendered":"http:\/\/xanderia.com\/?page_id=933"},"modified":"2026-03-12T08:00:54","modified_gmt":"2026-03-12T08:00:54","slug":"shariah-financing","status":"publish","type":"page","link":"https:\/\/xanderia.com\/my\/shariah-financing\/","title":{"rendered":"Pembiayaan Shariah"},"content":{"rendered":"<div id='av_section_1'  class='avia-section alternate_color avia-section-default avia-no-border-styling  avia-full-stretch av-section-color-overlay-active avia-bg-style-fixed  avia-builder-el-0  el_before_av_heading  avia-builder-el-first   av-minimum-height av-minimum-height-100  container_wrap sidebar_right' style='background-color: #5bb99d; background-repeat: no-repeat; background-image: url(https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/0612-MConverter.eu-1.webp), linear-gradient(to bottom right,#ffffff,#00af9e);background-attachment: fixed; background-position: center center;  '  data-section-bg-repeat='stretch' data-av_minimum_height_pc='100'><div class='av-section-color-overlay-wrap'><div class='av-section-color-overlay' style='opacity: 0.6; background-color: #ffffff; background-image: url(http:\/\/xanderia.com\/wp-content\/uploads\/2020\/10\/pattern.png); background-repeat: repeat;'><\/div><div class='container' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  av-hide-on-mobile  flex_column_div av-zero-column-padding first  avia-builder-el-1  el_before_av_hr  avia-builder-el-first\" style='border-radius:0px; '><p><div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-2  el_before_av_image  avia-builder-el-first'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  class='avia-image-container  av-styling-   av-desktop-hide av-medium-hide av-small-hide  avia-builder-el-3  el_after_av_hr  el_before_av_hr  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img fetchpriority=\"high\" decoding=\"async\" class='wp-image-3067 avia-img-lazy-loading-not-3067 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM.jpeg\" alt='' title='WhatsApp Image 2024-05-21 at 2.13.37 PM' height=\"1280\" width=\"1600\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM.jpeg 1600w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-300x240.webp 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-1030x824.webp 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-768x614.webp 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-1536x1229.webp 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-15x12.webp 15w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-1500x1200.webp 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2024\/05\/WhatsApp-Image-2024-05-21-at-2.13.37-PM-705x564.webp 705w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/div><\/div><\/div><br \/>\n<div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-4  el_after_av_image  avia-builder-el-last'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div><div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-5  el_after_av_one_full  el_before_av_one_full'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class=\"flex_column av_one_full  av-hide-on-mobile  flex_column_div av-zero-column-padding first  avia-builder-el-6  el_after_av_hr  el_before_av_one_fifth\" style='border-radius:0px; '><p><div  class='avia-image-container  av-styling-    avia-builder-el-7  el_before_av_image  avia-builder-el-first  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img decoding=\"async\" class='wp-image-2778 avia-img-lazy-loading-not-2778 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-1030x234.png\" alt='' title='IMG_3041' height=\"234\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-1030x234.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-300x68.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-768x175.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-1536x350.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-2048x466.png 2048w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-18x4.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-1500x342.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3041-705x161.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><br \/>\n<div  class='avia-image-container  av-styling-    avia-builder-el-8  el_after_av_image  avia-builder-el-last  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img decoding=\"async\" class='wp-image-2779 avia-img-lazy-loading-not-2779 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-300x116.png\" alt='' title='LOGO MALAYSIA MADANI DENGAN PERKATAAN' height=\"116\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-300x116.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1030x398.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-768x297.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1536x594.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-2048x791.png 2048w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-18x7.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1500x580.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-705x272.png 705w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/p><\/div><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  avia-builder-el-9  el_after_av_one_full  el_before_av_one_fifth  column-top-margin\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-10  el_after_av_one_fifth  el_before_av_button  column-top-margin\" style='border-radius:0px; '><\/div><div  class='avia-button-wrap avia-button-center  avia-builder-el-11  el_after_av_one_fifth  el_before_av_hr' ><a href='https:\/\/xanderia.com\/my\/cuepacs-sedia-bantu\/'  class='avia-button   av-mini-hide avia-icon_select-no avia-size-x-large avia-position-center'  style='background-color:#20b2b2; border-color:#20b2b2; color:#ffffff; ' ><span class='avia_iconbox_title' >Ketahui Lebih Lanjut<\/span><\/a><\/div>\n<div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-12  el_after_av_button  el_before_av_one_half'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class=\"flex_column av_one_half  flex_column_div av-zero-column-padding first  avia-builder-el-13  el_after_av_hr  el_before_av_one_third\" style='border-radius:0px; '><div  class='avia-image-container  av-styling-   av-desktop-hide av-medium-hide  avia-builder-el-14  avia-builder-el-no-sibling  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-21246 avia-img-lazy-loading-not-21246 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/12\/Logo-Xanderia-2-300x257.png\" alt='' title='Logo Xanderia 2' height=\"257\" width=\"300\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2025\/12\/Logo-Xanderia-2-300x257.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2025\/12\/Logo-Xanderia-2-14x12.png 14w, https:\/\/xanderia.com\/wp-content\/uploads\/2025\/12\/Logo-Xanderia-2.png 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-15  el_after_av_one_half  el_before_av_one_full\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-16  el_after_av_one_third  el_before_av_one_fifth  column-top-margin\" style='border-radius:0px; '><div  style='padding-bottom:40px; color:#0a0a0a;font-size:50px;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-17  avia-builder-el-no-sibling  av-inherit-size'><h2 class='av-special-heading-tag  av-mini-font-size-overwrite av-mini-font-size-25'  itemprop=\"headline\"  >Pembiayaan Peribadi Syariah Untuk Penjawat Awam<\/h2><div class ='av-subheading av-subheading_below av_custom_color  av-mini-font-size-overwrite av-mini-font-size-14' style='font-size:24px;'><p>Platform pembiayaan automatik pertama Malaysia yang direka untuk memperkasakan ANDA<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#0a0a0a'><\/div><\/div><\/div><\/div><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  avia-builder-el-18  el_after_av_one_full  el_before_av_three_fifth  column-top-margin\" style='border-radius:0px; '><\/div><div class=\"flex_column av_three_fifth  flex_column_div av-zero-column-padding   avia-builder-el-19  el_after_av_one_fifth  el_before_av_one_fifth  column-top-margin\" style='border-radius:0px; '><p><div  class='avia-image-container  av-styling-   av-desktop-hide av-medium-hide  avia-builder-el-20  el_before_av_button  avia-builder-el-first  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img decoding=\"async\" class='wp-image-2779 avia-img-lazy-loading-not-2779 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-300x116.png\" alt='' title='LOGO MALAYSIA MADANI DENGAN PERKATAAN' height=\"116\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-300x116.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1030x398.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-768x297.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1536x594.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-2048x791.png 2048w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-18x7.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-1500x580.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/LOGO-MALAYSIA-MADANI-DENGAN-PERKATAAN-705x272.png 705w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><br \/>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-21  el_after_av_image  el_before_av_image' ><a href='https:\/\/xanderia.com\/my\/cuepacs-sedia-bantu\/'  class='avia-button   av-desktop-hide av-medium-hide av-small-hide avia-icon_select-no avia-size-x-large avia-position-center'  style='background-color:#20b2b2; border-color:#20b2b2; color:#ffffff; ' ><span class='avia_iconbox_title' >Ketahui Lebih Lanjut<\/span><\/a><\/div><br \/>\n<div  class='avia-image-container  av-styling-    avia-builder-el-22  el_after_av_button  avia-builder-el-last  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-2777 avia-img-lazy-loading-not-2777 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1.png\" alt='' title='IMG_3039' height=\"228\" width=\"1030\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1.png 1653w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-300x66.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-1030x228.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-768x170.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-1536x340.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-18x4.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-1500x332.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_3040-1-705x156.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/p><\/div><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-23  el_after_av_three_fifth  el_before_av_one_full  column-top-margin\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-24  el_after_av_one_fifth  el_before_av_one_fourth  column-top-margin\" style='border-radius:0px; '><section class=\"av_textblock_section  av-desktop-hide av-medium-hide\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='color:#007269; '  itemprop=\"text\" ><h3 style=\"text-align: center;\">A collaborative effort of<\/h3>\n<\/div><\/section><\/div><div class=\"flex_column av_one_fourth  flex_column_div av-zero-column-padding first  avia-builder-el-26  el_after_av_one_full  el_before_av_three_fifth  column-top-margin\" style='border-radius:0px; '><div  class='avia-image-container  av-styling-   av-desktop-hide av-medium-hide  avia-builder-el-27  avia-builder-el-no-sibling  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-2694 avia-img-lazy-loading-not-2694 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763-300x261.png\" alt='' title='IMG_2763' height=\"261\" width=\"300\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763-300x261.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763-768x668.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763-14x12.png 14w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763-705x613.png 705w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/IMG_2763.png 926w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><div class=\"flex_column av_three_fifth  flex_column_div av-zero-column-padding   avia-builder-el-28  el_after_av_one_fourth  avia-builder-el-last  column-top-margin\" style='border-radius:0px; '><div  class='avia-image-container  av-styling-   av-desktop-hide av-medium-hide  avia-builder-el-29  avia-builder-el-no-sibling  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-2783 avia-img-lazy-loading-not-2783 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-1030x343.png\" alt='' title='03ED6A4A-79C0-4D28-8B33-9A68859ED67C' height=\"343\" width=\"1030\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-1030x343.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-300x100.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-768x256.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-1536x512.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-2048x683.png 2048w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-18x6.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-1500x500.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/12\/03ED6A4A-79C0-4D28-8B33-9A68859ED67C-705x235.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>\n<div  style='padding-bottom:20px; color:#009970;font-size:35px;' class='av-special-heading av-special-heading-h4 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-30  el_after_av_section  el_before_av_tab_section  avia-builder-el-no-sibling  av-inherit-size'><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >Ketahui Produk Kami<\/h4><div class ='av-subheading av-subheading_below av_custom_color' style='font-size:24px;'><p>Klik salah satu produk kami di bawah<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#009970'><\/div><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-tab-section-1'  class='av-tab-section-container entry-content-wrapper main_color av-tab-slide-transition av-tab-content-auto  av-tab-above-content  avia-builder-el-31  el_after_av_heading  el_before_av_hr  submenu-not-first container_wrap sidebar_right' style=' '  ><div class='av-tab-section-outer-container'><div class='av-tab-section-tab-title-container avia-tab-title-padding-none av-custom-tab-color' style='background-color:#eaeaea; color:#b2b2b2; ' role='tablist'><a href='#kanz-prihatin' data-av-tab-section-title='1' class='av-section-tab-title av-active-tab-title no-scroll av-tab-no-icon av-tab-no-image' role='tab' tabindex='0' aria-controls='av-tab-section-1-1'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Kanz Prihatin<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><\/div><div class='av-tab-section-inner-container avia-section-small' style='width:100vw; left:0%;'><span class='av_prev_tab_section av_tab_navigation'><\/span><span class='av_next_tab_section av_tab_navigation'><\/span>\n<div id=\"av-tab-section-1-1\" data-av-tab-section-content=\"1\" class=\"av-layout-tab av-animation-delay-container av-active-tab-content __av_init_open  avia-builder-el-32  avia-builder-el-no-sibling\" style='vertical-align:top; ' data-av-tab-color='#000000'  data-tab-section-id=\"kanz-prihatin\"><div class='av-layout-tab-inner'><div class='container'><p><div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-33  el_before_av_one_fifth  avia-builder-el-first'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  avia-builder-el-34  el_after_av_hr  el_before_av_one_third\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-35  el_after_av_one_fifth  el_before_av_one_third\" style='border-radius:0px; '><div  class='avia-image-container avia_animated_image avia_animate_when_almost_visible bottom-to-top av-styling-    avia-builder-el-36  avia-builder-el-no-sibling  phone-img avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-21833 avia-img-lazy-loading-21833 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-262x300.png\" alt='' title='Kanz Prihatin Web 2x' height=\"300\" width=\"262\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-262x300.png 262w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-898x1030.png 898w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-768x880.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-1340x1536.png 1340w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-1786x2048.png 1786w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-10x12.png 10w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-1308x1500.png 1308w, https:\/\/xanderia.com\/wp-content\/uploads\/2026\/02\/Kanz-Prihatin-Web-2x-615x705.png 615w\" sizes=\"(max-width: 262px) 100vw, 262px\" \/><\/div><\/div><\/div><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-37  el_after_av_one_third  el_before_av_hr\" style='border-radius:0px; '><p><div  style='padding-bottom:20px; font-size:28px;' class='av-special-heading av-special-heading-h3  blockquote modern-quote modern-centered  avia-builder-el-38  el_before_av_headline_rotator  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Platform Pembiayaan Syariah <span class='special_amp'>&amp;<\/span> Penstrukturan Semula Kewangan Melalui Telefon Mudah Alih Anda<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div  style='text-align:center; color:#000000; font-size:28px; margin:0 0 0 0; ' class='av-rotator-container av-rotation-container-center  av-mini-hide  avia-builder-el-39  el_after_av_heading  el_before_av_textblock  av-fixed-rotator-width' data-interval='2' data-animation='1' data-fixwidth='1'><h2 class='av-rotator-container-inner  av-mini-font-size-overwrite av-mini-font-size-14'>PERMOHONAN MELALUI APPLIKASI TELEFON MUDAH ALIH SEPENUHNYA!<\/p>\n<p><span class='av-rotator-text av-rotator-multiline-off'>\n<span style='color:#00a394; ' class='av-rotator-text-single av-rotator-text-single-1'>DITAWARKAN KEPADA SEMUA PENJAWAT AWAM<\/span>\n<span style='color:#00a394; ' class='av-rotator-text-single av-rotator-text-single-2'>PEMBIAYAAN PERIBADI SYARIAH<\/span>\n<span style='color:#00a394; ' class='av-rotator-text-single av-rotator-text-single-3'>SEHINGGA RM150K TANPA PENJAMIN<\/span>\n<span style='color:#00a394; ' class='av-rotator-text-single av-rotator-text-single-4'>CEPAT DAN SELAMAT<\/span>\n<\/span><\/h2><\/div><br \/>\n<section class=\"av_textblock_section  av-desktop-hide av-medium-hide av-small-hide\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='font-size:22px; color:#000000; '  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"color: #008080;\">Offered To All Civil Servants<\/span><\/p>\n<\/div><\/section><br \/>\n<section class=\"av_textblock_section  av-desktop-hide av-medium-hide av-small-hide\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='font-size:22px; color:#000000; '  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"color: #008080;\">Up To RM150k Without A Guarantor<\/span><\/p>\n<\/div><\/section><br \/>\n<section class=\"av_textblock_section  av-desktop-hide av-medium-hide av-small-hide\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='font-size:22px; color:#000000; '  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"color: #008080;\">PEMBIAYAAN PERIBADI SYARIAH<\/span><\/p>\n<\/div><\/section><br \/>\n<div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no  av-mini-hide  avia-builder-el-43  el_after_av_textblock  el_before_av_hr'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no  av-desktop-hide av-medium-hide av-small-hide  avia-builder-el-44  el_after_av_hr  el_before_av_animated_numbers'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  class=\"avia-animated-number av-force-default-color  avia-color-font-custom  avia-builder-el-45  el_after_av_hr  el_before_av_animated_numbers  avia_animate_when_visible\" style='color:#000000;' data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\" style='font-size:34px;'><span class=\"avia-no-number\">RM <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"1000\" data-start_from=\"0\">1000<\/span><span class=\"avia-no-number\"> to RM <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"200000\" data-start_from=\"0\">200000<\/span><\/strong><div class='avia-animated-number-content' ><p>jumlah pembiayaan<\/p>\n<\/div><\/div><br \/>\n<div  class=\"avia-animated-number av-force-default-color  avia-color-  avia-builder-el-46  el_after_av_animated_numbers  avia-builder-el-last  avia_animate_when_visible\"  data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\" style='font-size:34px;'><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"12\" data-start_from=\"0\">12<\/span><span class=\"avia-no-number\"> hingga <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"120\" data-start_from=\"0\">120<\/span><span class=\"avia-no-number\"> bulan<\/span><\/strong><div class='avia-animated-number-content' ><p>tempoh pembayaran<\/p>\n<\/div><\/div><\/p><\/div><div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no  av-mini-hide  avia-builder-el-47  el_after_av_one_third  el_before_av_hr'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no  av-desktop-hide av-medium-hide av-small-hide  avia-builder-el-48  el_after_av_hr  el_before_av_one_third'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding first  avia-builder-el-49  el_after_av_hr  el_before_av_one_third\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-50  el_after_av_one_third  el_before_av_one_third\" style='border-radius:0px; '><div  class='avia-button-wrap avia-button-center  avia-builder-el-51  avia-builder-el-no-sibling' ><a href='#section-4' class='avia-button avia-button-fullwidth  avia-font-color-theme-color avia-icon_select-no avia-color-custom'  style='background-color:#00af63; ' ><span class='avia_iconbox_title' >Muat Turun Sekarang<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight' ><\/span><\/a><\/div><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-52  el_after_av_one_third  el_before_av_hr\" style='border-radius:0px; '><\/div><div  style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no  av-desktop-hide av-medium-hide av-small-hide  avia-builder-el-53  el_after_av_one_third  el_before_av_hr'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no  av-mini-hide  avia-builder-el-54  el_after_av_hr  el_before_av_one_third'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding first  avia-builder-el-55  el_after_av_hr  el_before_av_one_third\" style='border-radius:0px; '><div  class=\"avia-animated-number av-force-default-color  avia-color-  avia-builder-el-56  avia-builder-el-no-sibling  avia_animate_when_visible\"  data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\" style='font-size:34px;'><span class=\"avia-no-number\">sehingga RM <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"200\" data-start_from=\"0\">200<\/span><span class=\"avia-no-number\">,<\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"000\" data-start_from=\"0\">000<\/span><\/strong><div class='avia-animated-number-content' ><p>jumlah pembiayaan<\/p>\n<\/div><\/div><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-57  el_after_av_one_third  el_before_av_one_third\" style='border-radius:0px; '><div  class=\"avia-animated-number av-force-default-color  avia-color-  avia-builder-el-58  avia-builder-el-no-sibling  avia_animate_when_visible\"  data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\" style='font-size:34px;'><span class=\"avia-no-number\">sehingga <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"120\" data-start_from=\"0\">120<\/span><span class=\"avia-no-number\"> bulan<\/span><\/strong><div class='avia-animated-number-content' ><p>tempoh pembayaran<\/p>\n<\/div><\/div><\/div><div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding   avia-builder-el-59  el_after_av_one_third  el_before_av_hr\" style='border-radius:0px; '><div  class=\"avia-animated-number av-force-default-color  avia-color-  avia-builder-el-60  avia-builder-el-no-sibling  avia_animate_when_visible\"  data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\" style='font-size:34px;'><span class=\"avia-no-number\">serendah <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"6\" data-start_from=\"0\">6<\/span><span class=\"avia-no-number\">.<\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"99\" data-start_from=\"0\">99<\/span><span class=\"avia-no-number\">% p.a.<\/span><\/strong><div class='avia-animated-number-content' ><p>kadar tetap tahunan<\/p>\n<\/div><\/div><\/div><div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-61  el_after_av_one_third  el_before_av_one_fourth'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class=\"flex_column av_one_fourth  flex_column_div av-zero-column-padding first  avia-builder-el-62  el_after_av_hr  el_before_av_one_half\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_half  flex_column_div av-zero-column-padding   avia-builder-el-63  el_after_av_one_fourth  el_before_av_one_fourth\" style='border-radius:0px; '><p><div  class='avia-image-container  av-styling- av-hover-grow   avia-builder-el-64  el_before_av_textblock  avia-builder-el-first  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/xanderia.com\/my\/kanz-raqami\/' class='avia_image'  ><img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"645\" class='wp-image-747 avia-img-lazy-loading-747 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-1030x645.png\" alt='Personal Financing-i, Personal Loan' title='Xanderia_Phone_Mockup-01' itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-1030x645.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-300x188.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-768x481.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-1536x962.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-2048x1283.png 2048w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-1500x940.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2020\/11\/Xanderia_Phone_Mockup-01-705x442.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/a><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section\"  id=\"section-4\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='font-size:13px; color:#000000; '  itemprop=\"text\" ><h3 style=\"text-align: center;\">Muat turun Aplikasi Kami Sekarang<\/h3>\n<\/div><\/section><br \/>\n<div  id=\"section-3\"  class='avia-image-container avia_animated_image avia_animate_when_almost_visible fade-in av-styling- av-hover-grow   avia-builder-el-66  el_after_av_textblock  avia-builder-el-last  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><a href='https:\/\/xanderia.com\/my\/kanz-raqami\/' class='avia_image'  ><img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"203\" class='wp-image-2084 avia-img-lazy-loading-2084 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-1030x203.png\" alt='' title='IMG-2094' itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-1030x203.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-300x59.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-768x151.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-1536x303.png 1536w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-16x3.png 16w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-1500x296.png 1500w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1-705x139.png 705w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/IMG-2094-1.png 1891w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/a><\/div><\/div><\/div><\/p><\/div><div class=\"flex_column av_one_fourth  flex_column_div av-zero-column-padding   avia-builder-el-67  el_after_av_one_half  el_before_av_one_fourth\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_fourth  flex_column_div av-zero-column-padding first  avia-builder-el-68  el_after_av_one_fourth  el_before_av_one_half  column-top-margin\" style='border-radius:0px; '><\/div><div class=\"flex_column av_one_half  flex_column_div   avia-builder-el-69  el_after_av_one_fourth  el_before_av_one_fourth  column-top-margin\" style='box-shadow: 0 0 15px 0 rgba(10,0,0,0.41); -webkit-transform: scale(1.1); -ms-transform: scale(1.1); transform: scale(1.1); z-index: 4;padding:5; border-radius:0px; ' id=\"calculator\" ><p><div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-70  el_before_av_heading  avia-builder-el-first'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div  style='padding-bottom:10px; font-size:28px;' class='av-special-heading av-special-heading-h2  blockquote modern-quote modern-centered  avia-builder-el-71  el_after_av_hr  el_before_av_codeblock  av-inherit-size'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Hitung Pembiayaan Anda<\/h2><div class ='av-subheading av-subheading_below' style='font-size:15px;'><p>Gunakan Kalkulator Kewangan Kami<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<\/p><\/div><div class=\"flex_column av_one_fourth  flex_column_div av-zero-column-padding   avia-builder-el-73  el_after_av_one_half  el_before_av_hr  column-top-margin\" style='border-radius:0px; '><\/div><div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-74  el_after_av_one_fourth  avia-builder-el-last'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id='after_submenu'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'><div  style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-center hr-icon-no  av-mini-hide  avia-builder-el-75  el_after_av_tab_section  el_before_av_section  avia-builder-el-no-sibling'><span class='hr-inner  inner-border-av-border-none' style=' width:50px;' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_2'  class='avia-section main_color avia-section-default avia-no-border-styling  avia-full-stretch av-section-color-overlay-active avia-bg-style-scroll  avia-builder-el-76  el_after_av_hr  el_before_av_section   container_wrap sidebar_right' style='background-repeat: no-repeat; background-image: url(https:\/\/xanderia.com\/wp-content\/uploads\/2020\/10\/raul-cacho-oses-QZiDYEMUHO4-unsplash-1210x423.jpg);background-attachment: scroll; background-position: top center;  '  data-section-bg-repeat='stretch'><div class='av-section-color-overlay-wrap'><div class='av-section-color-overlay' style='opacity: 0.6; background-color: #0a0a0a; '><\/div><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>\n<div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-77  el_before_av_textblock  avia-builder-el-first'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Penyelesaian Patuh Syariah Untuk Semua<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  av_inherit_color'  style='font-size:17px; color:#ffffff; '  itemprop=\"text\" ><p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Xanderia<\/span><span style=\"color: #ffffff;\"> ialah penyedia penyelesaian patuh Syariah yang komited untuk memenuhi keperluan pelanggannya. Dengan fokus pada kemampanan, syarikat memastikan amalan perniagaannya sejajar dengan piawaian etika dan bertanggungjawab. Dengan menawarkan penyelesaian patuh Syariah dan mengutamakan operasi yang mampan, Xanderia menyasarkan untuk memberikan nilai kepada pelanggannya sambil mempromosikan kesejahteraan sosial dan alam sekitar.<\/span><\/p>\n<\/div><\/section>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='av_section_3'  class='avia-section main_color avia-section-default avia-no-border-styling  av-section-color-overlay-active avia-bg-style-scroll  avia-builder-el-79  el_after_av_section  el_before_av_section   av-arrow-down-section container_wrap sidebar_right' style='background-color: #ffffff; background-image: linear-gradient(to bottom right,rgba(0,160,144,0.46),#ffffff); '  ><div class='av-section-color-overlay-wrap'><div class='av-section-color-overlay' style='opacity: 0.5; background-color: #ffffff; '><\/div><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_two_fifth  av-animated-generic left-to-right  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding first  avia-builder-el-80  el_before_av_three_fifth  avia-builder-el-first\" style='border-radius:0px; '><p><div  class='avia-image-container  av-styling-    avia-builder-el-81  el_before_av_heading  avia-builder-el-first  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-2237 avia-img-lazy-loading-2237 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-1030x200.png\" alt='' title='Xanderia-Logo-FA-20201109_withpadding-1500x1372' height=\"200\" width=\"1030\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-1030x200.png 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-300x58.png 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-768x149.png 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-18x3.png 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1-705x137.png 705w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/Xanderia-Logo-FA-20201109_withpadding-1500x1372-1.png 1499w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><br \/>\n<div  style='padding-bottom:10px; color:#000000;' class='av-special-heading av-special-heading-h5 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-82  el_after_av_image  el_before_av_textblock'><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Menyediakan Perkhidmatan dan Penyelesaian Patuh Syariah<\/h5><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#000000'><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  style='font-size:13px; '  itemprop=\"text\" ><p style=\"text-align: justify;\">Xanderia ialah sebuah syarikat TechFin, yang dibentuk oleh sekumpulan pengamal Teknologi (IT) dan Industri Perkhidmatan Perbankan &amp; Kewangan (BFSI) yang berfikiran sama dengan pengalaman industri gabungan selama lebih 200 tahun.<\/p>\n<p style=\"text-align: justify;\">Selain pengetahuan dan kepakaran menegak\/industri, domain, proses dan teknologi yang besar, pemegang kepentingan utama ini juga membawa keupayaan utama dalam pengurusan, pematuhan, risiko dan strategi produk.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-84  el_after_av_textblock  avia-builder-el-last' ><a href='http:\/\/xanderia.com\/my\/about\/'  class='avia-button   avia-icon_select-no avia-size-large avia-position-center'  style='background-color:#00a394; border-color:#00a394; color:#ffffff; ' ><span class='avia_iconbox_title' >Baca Lebih Lanjut Tentang Kami<\/span><\/a><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_three_fifth  av-animated-generic left-to-right  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding   avia-builder-el-85  el_after_av_two_fifth  avia-builder-el-last\" style='border-radius:0px; '><div  class='avia-image-container  av-styling-    avia-builder-el-86  avia-builder-el-no-sibling  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img loading=\"lazy\" decoding=\"async\" class='wp-image-2550 avia-img-lazy-loading-2550 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-1030x687.webp\" alt='' title='Family-XS' height=\"687\" width=\"1030\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-1030x687.webp 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-300x200.webp 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-768x512.webp 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-18x12.webp 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS-705x470.webp 705w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/09\/Family-XS.webp 1500w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'  style='background-color:#ffffff;' ><\/div><\/div><\/div><\/div><\/div><div id='av_section_4'  class='avia-section main_color avia-section-default avia-no-border-styling  avia-full-stretch av-section-color-overlay-active avia-bg-style-fixed  avia-builder-el-87  el_after_av_section  avia-builder-el-last   av-minimum-height av-minimum-height-50  container_wrap sidebar_right' style='background-repeat: no-repeat; background-image: url(https:\/\/xanderia.com\/wp-content\/uploads\/2020\/10\/nick-fewings-Rr-cKJxc0lI-unsplash-scaled.jpg);background-attachment: fixed; background-position: center center;  '  data-section-bg-repeat='stretch' data-av_minimum_height_pc='50'><div class='av-section-color-overlay-wrap'><div class='av-section-color-overlay' style='opacity: 0.5; background-color: #0a0a0a; '><\/div><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding first  avia-builder-el-88  el_before_av_one_fourth  avia-builder-el-first\" style='border-radius:0px; '><div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-89  avia-builder-el-no-sibling'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >TIADA<br \/>\nKOS<br \/>\nTERSEMBUNYI<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding   avia-builder-el-90  el_after_av_one_fourth  el_before_av_one_fourth\" style='border-radius:0px; '><div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-91  avia-builder-el-no-sibling'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >TELUS DAN MUDAH UNTUK DIFAHAMI<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding   avia-builder-el-92  el_after_av_one_fourth  el_before_av_one_fourth\" style='border-radius:0px; '><div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-93  avia-builder-el-no-sibling'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >PROSES PERMOHONAN RINGKAS<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_fourth  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding   avia-builder-el-94  el_after_av_one_fourth  avia-builder-el-last\" style='border-radius:0px; '><div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-95  avia-builder-el-no-sibling'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >PERKHIDMATAN PELANGGAN CEMERLANG<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='after_section_4'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-933'><div class='entry-content-wrapper clearfix'>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-933","page","type-page","status-publish","hentry"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Financing for Civil Servants in Malaysia | Xanderia<\/title>\n<meta name=\"description\" content=\"Explore tailored personal financing options for Malaysian civil servants. 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