{"id":2131,"date":"2023-06-14T01:54:38","date_gmt":"2023-06-14T01:54:38","guid":{"rendered":"https:\/\/xanderia.com\/?p=2131"},"modified":"2023-06-14T01:57:18","modified_gmt":"2023-06-14T01:57:18","slug":"ram-ratings-projects-stable-outlook-for-malaysias-insurance-and-takaful-sector","status":"publish","type":"post","link":"https:\/\/xanderia.com\/my\/blog\/2023\/06\/14\/ram-ratings-projects-stable-outlook-for-malaysias-insurance-and-takaful-sector\/","title":{"rendered":"RAM Ratings Projects Stable Outlook for Malaysia’s Insurance and Takaful Sector"},"content":{"rendered":"

Penarafan RAM Memprojeksikan Tinjauan Stabil untuk Sektor Insurans dan Takaful Malaysia<\/h4>
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Sumber Gambar https:\/\/www.malaysiamarketing.my\/bursa-and-ram-to-set-up-debt-fundraising-platform\/<\/a><\/p>\n<\/div><\/section>\n

RAM Rating Services Bhd (RAM Rating) telah mengumumkan unjuran yang 'stabil' untuk sektor insurans dan takaful Malaysia. Walaupun ketidaktentuan pasaran dan tuntutan yang tinggi, sektor ini dijangka unutk mempamerkan daya ketahanan dan kekal bermodal baik untuk menahan kejutan pasaran. Penarafan RAM meramalkan perkembangan lapan peratus dalam perniagaan baharu untuk segmen hayat dan keluarga pada tahun ini, bersama-sama dengan jangkaan pemulihan pendapatan dalam sektor takaful hayat dan keluarga apabila risiko penurunan berkurang. Walaubagaimanapun, pertumbuhan dalam sektor bukan hayat dijangka mendatar berikutan jangkaan penurunan dalam jualan kereta berbanding kemuncak tahun sebelumnya. Tuntutan sektor dan nisbah gabungan diunjurkan menjadi normal kepada tahap pra-pandemik.<\/span><\/p>\n

Penarafan RAM juga menyerlahkan landskap operasi yang berkembang, pembaharuan struktur yang berterusan, pelaksanaan Kontrak Insurans Piawaian Pelaporan Kewangan Malaysia (MFRS) 17, dan peningkatan penggabungan dan pengambilalihan sebagai faktor yang memerlukan peserta insurans dan takaful untuk meningkatkan daya saing mereka. Ini termasuk menerima pendigitalan dan inovasi melalui kotak pasir teknologi kewangan Bank Negara Malaysia, menggalakkan celik kewangan, memudahkan produk perlindungan, dan meningkatkan kemampuan dan kebolehcapaian. Usaha ini dijangka menyumbang kepada penembusan insurans dan takaful yang lebih tinggi dalam jangka masa panjang, diukur dengan premium kepada keluaran dalam negara kasar.<\/span><\/p>\n

Dengan prospek yang stabil dan permodalan yang kukuh, sektor insurans dan takaful di Malaysia berada pada kedudukan yang baik untuk menavigasi landskap yang berubah-ubah dan menerima peluang untuk pertumbuhan dan inovasi. Memandangkan sektor ini terus menyesuaikan diri dengan dinamik pasaran yang berkembang, adalah penting bagi pemain industri untuk terus berada di hadapan dengan mengukuhkan keupayaan mereka dan menawarkan penyelesaian yang mengutamakan pelanggan. Pemacuan ke arah pendigitalan dan kebolehcapaian yang dipertingkatkan akan menyumbang kepada pertumbuhan jangka panjang dan kemampanan sektor itu sambil menyediakan perlindungan kewangan yang lebih besar kepada individu dan perniagaan di Malaysia.<\/span><\/p>\n

Baca Dengan Lebih Lanjut:<\/p>\n

https:\/\/www.thestar.com.my\/business\/business-news\/2023\/06\/09\/ram-ratings-maintains-stable-outlook-on-insurance-takaful-sector<\/span><\/a><\/p>\n<\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":2132,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[4],"tags":[33,57,56,30],"class_list":["post-2131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-malaysia-islamic-finance-news","tag-islamic-finance","tag-malysia","tag-ram","tag-takaful"],"aioseo_notices":[],"yoast_head":"\nRAM Ratings Projects Stability for Malaysia's Takaful Sector<\/title>\n<meta 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