{"id":2255,"date":"2023-06-27T02:58:37","date_gmt":"2023-06-27T02:58:37","guid":{"rendered":"https:\/\/xanderia.com\/?p=2255"},"modified":"2023-06-27T03:00:55","modified_gmt":"2023-06-27T03:00:55","slug":"government-introduces-affordable-insurance-and-takaful-packages-to-support-malaysians","status":"publish","type":"post","link":"https:\/\/xanderia.com\/my\/blog\/2023\/06\/27\/government-introduces-affordable-insurance-and-takaful-packages-to-support-malaysians\/","title":{"rendered":"Kerajaan Memperkenalkan Pakej Insurans dan Takaful Mampu Milik untuk Menyokong Rakyat Malaysia"},"content":{"rendered":"<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h4    avia-builder-el-0  el_before_av_hr  avia-builder-el-first'><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >Kerajaan Memperkenalkan Pakej Insurans dan Takaful Mampu Milik untuk Menyokong Rakyat Malaysia<\/h4><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<div   class='hr hr-default   avia-builder-el-1  el_after_av_heading  el_before_av_image'><span class='hr-inner' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  class='avia-image-container  av-styling-    avia-builder-el-2  el_after_av_hr  el_before_av_textblock  avia-align-center'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><div class='avia-image-overlay-wrap'><img fetchpriority=\"high\" decoding=\"async\" class='wp-image-2256 avia-img-lazy-loading-not-2256 avia_image' src=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-1030x644.jpg\" alt='' title='FN-24-_2_' height=\"644\" width=\"1030\" itemprop=\"thumbnailUrl\"  srcset=\"https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-1030x644.jpg 1030w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-300x188.jpg 300w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-768x480.jpg 768w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-18x12.jpg 18w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_-705x441.jpg 705w, https:\/\/xanderia.com\/wp-content\/uploads\/2023\/06\/FN-24-_2_.jpg 1110w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'   itemprop=\"text\" ><p>sumber gambar <a href=\"https:\/\/www.bernama.com\/en\/general\/news.php?id=2200481\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bernama.com\/en\/general\/news.php?id=2200481<\/a><\/p>\n<\/div><\/section>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'   itemprop=\"text\" ><p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Kementerian Perdagangan Dalam Negeri dan Kos Sara Hidup (KPDN), Datuk Seri Salahuddin Bin Ayub, telah mengumumkan inisiatif Rahmah, menawarkan pakej insurans dan takaful mampu milik dengan kerjasama Allianz General Insurance Bhd, Etiqa General Insurance Bhd dan Etiqa General Takaful Bhd. Pakej ini bertujuan untuk menyediakan perlindungan yang boleh diakses dan perlindungan kewangan kepada pelbagai rakyat Malaysia.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Di bawah Pakej Insurans Rahmah, individu akan menerima perlindungan kemalangan diri sehingga RM50,000, bersama dengan faedah seperti pembayaran balik perbelanjaan perubatan di hospital kerajaan dan bayaran bantuan kecemasan semasa pemindahan banjir, dengan jumlah bergantung kepada pelan yang dipilih. Kadar premium tahunan bagi pakej insurans ialah RM53.50 dan RM79.50, termasuk cukai jualan, dan faedah tambahan disediakan tanpa kos tambahan.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Allianz juga menawarkan perlindungan tambahan MotorcyclePlus, yang merangkumi faedah sehingga RM10,000 untuk kedua-dua penunggang dan penumpang, serta elaun hospital berdasarkan kapasiti enjin motosikal yang didaftarkan. Pelanggan yang memilih Polisi Komprehensif MotorcyclePlus akan menikmati faedah tambahan seperti perlindungan peril khas, bantuan tepi jalan sehingga 50km, dan faedah bantuan banjir sehingga RM1,000.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Etiqa pula menyediakan Pakej Insurans Rahmah dan Pakej Takaful Rahmah sendiri. Pakej tersebut menawarkan pampasan untuk hilang upaya atau kematian akibat kemalangan atau penyakit, dengan perlindungan sehingga RM80,000. Bayaran bulanan untuk pakej tersebut ialah RM5, atau RM36 setahun, termasuk cukai jualan. Pakej ini tersedia untuk rakyat Malaysia berumur antara 16 dan 65 tahun dan boleh diperbaharui sehingga pemegang polisi mencapai umur 70 tahun.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">KPDN berharap inisiatif Rahmah akan menggalakkan lebih ramai rakyat Malaysia, khususnya dalam kumpulan B40, mendapatkan perlindungan insurans atau takaful penting. Dengan menyediakan pilihan mampu milik dan menekankan kepentingan perlindungan kewangan, kerajaan berhasrat untuk menyokong kesejahteraan dan keselamatan individu dan harta benda mereka.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Sejak diperkenalkan pada Januari, inisiatif Payung Rahmah telah mendapat perhatian yang ketara dan diperluaskan merangkumi pelbagai sektor, seperti jenama makanan segera, cermin mata, perkhidmatan automotif, dan diskaun pasar raya besar. Ini menunjukkan minat yang semakin meningkat dan kesan positif inisiatif dalam meringankan beban kewangan bagi mereka yang berpendapatan rendah.<\/span><\/p>\n<p style=\"text-align: justify;\">Baca dengan lebih lanjut: <a href=\"https:\/\/www.malaymail.com\/news\/malaysia\/2023\/06\/22\/ministry-announces-rahmah-insurance-takaful-packages-from-allianz-and-etiqa\/75730\" target=\"_blank\" rel=\"noopener\">https:\/\/www.malaymail.com\/news\/malaysia\/2023\/06\/22\/ministry-announces-rahmah-insurance-takaful-packages-from-allianz-and-etiqa\/75730<\/a><\/p>\n<\/div><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":2256,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[4],"tags":[29,69,68,30],"class_list":["post-2255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-malaysia-islamic-finance-news","tag-insurance","tag-madani","tag-rahmah","tag-takaful"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - 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