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How to register?CUEPACS PrihatinAbout CUEPACS Sedia Bantu

Account Registration Tutorial

Follow the tutorial below to register your account for Kanz Prihatin

Xanderia Shariah Financing

Download our app to enjoy CUEPACS Sedia Bantu Benefit

Click the button below to download

App Store
Google Play

Xanderia Shariah Financing

Download our app to enjoy CUEPACS Sedia Bantu Benefit

Click the button below to download

App Store
Google Play

Kanz Prihatin is a financial restructuring product under CUEPACS Sedia Bantu, the financial initiative created by Xanderia and CUEPACS to aid financially struggling Malaysian civil servants

Get the monthly instalments payment by entering your financial amount and tenure period.

Monthly Payment Calculator

The calculator will give you the rough estimation on your monthly repayment based on the amount and your financing period.

Endorsed & Supported by CUEPACS Malaysia

About CUEPACS Sedia Bantu

Picture above was taken during the CUEPACS Sedia Bantu Soft Launch event on the 27th of September 2023.
Access the benefit through Xanderia Shariah Financing mobile app

*Only for Malaysian civil servants*

CUEPACS Sedia Bantu

Collaboration

An initiative between Xanderia Berhad and CUEPACS to solve the personal financial constraints of Malaysian civil servants.

Financial Facility

This program will provide financial facilities of RM 100 Million to civil servants throughout Malaysia.

Accessibility

CUEPACS Sedia Bantu will be accessible through the Xanderia Shariah Financing mobile app.

Financial Restructuring Product

CUEPACS Sedia Bantu Soft Launch Event

27th September 2023
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CUEPACS Sedia Bantu: An Initiative To Change The Fate And Lives Of Civil Servants Through Personal Financial Structuring

The collaboration of Xanderia Berhad and CUEPACS has created an initiative to solve personal financial constraints named CUEPACS Sedia Bantu, a program that promises a positive impact on personal financial well-being and improves the quality of life for Malaysian civil servants. This collaboration has gone through a soft launch on 27 September 2023. This program will provide financial facilities of RM 100 Million to civil servants throughout Malaysia, and this benefit is accessible through the mobile application, Xanderia Shariah Financing, downloadable for free!

“CUEPACS Sedia Bantu” plays the role of a financial structuring platform for civil servants who are encountering critical personal financial constraints. This initiative includes a comprehensive approach, combining financial literacy programs along with digital shariah personal financing for all civil servants. CUEPACS Sedia Bantu also provides access to CUEPACS Prihatin, a digital sharia-compliant personal financing program that has been specially designed to solve the personal financial constraints faced by them. Through this collaboration, Xanderia and CUEPACS are confident that this program can change the future of civil servants by providing them with a financial structure and additional financial knowledge.

By 2024, Xanderia and CUEPACS will continue their efforts in promoting and spreading awareness for CUEPACS Sedia Bantu throughout Malaysia. The marketing of this initiative will start with the Public Service Assembly 2024 event in Ipoh, Perak. With this effort, Xanderia and CUEPACS are ready to empower the personal interests of civil servants, offering them personal financial solutions along with a direction towards a more stable and secure personal financial future.

About CUEPACS Malaysia

The Congress of Union of Employees in the Public and Civil Services Malaysia (Malay: Kongres Kesatuan Pekerja-pekerja di dalam Perkhidmatan Awam Malaysia), abbreviated CUEPACS, is a national trade union centre in Malaysia. It has a membership of 1,200,000.

How to Apply?

Financing at the end of your fingertips! Apply for Kanz Prihatin through your smartphone.

  • Step 1

    Download and Launch the Xanderia Shariah Financing App

  • Step 2

    Complete Application Process (MyKad verification and upload of 3 months Official Payslip in PDF format)

  • Step 3

    Preliminary Approval (Review of Financing Agreements and Acceptance via e-signature)

  • Step 4

    Complete BPA Process (Download BPA form and checklist for hard copy submission)

  • List Title

    Final approval and Cash Credited to Your Account*

    * Terms & Condition apply

  • Eligibility

    • Malaysian Civil Servant in a Permanent Position (working for a minimum of 12 months)
    • Minimum age of 18 years and maximum 60 years at the end of the financing period
      (Age + Financing Tenure MUST NOT exceed 60 years)
    • With a minimum fixed monthly income of RM1,500 including fixed allowance
    • For federal and state government employees under pension scheme
  • Required Documents

    • MyKad
    • 3 months official payslip in PDF Format
  • Notice

    To know further about the difference between Personal Loan (Conventional Loan) and Shariah Compliant Personal Financing (Islamic Financing),
    click here

One (1) Working Day Preliminary Approval

We ensure you one working day for preliminary approval, subject to document-checking and the verification process.

Rate as low as 6.99% p.a.*

We ensure the best rate for Civil Servants and an affordable repayment scheme.

Repayment Scheme up to 10 years

You will be given a choice to stretch your financing plan up to 10 years maximum.

100% Shariah Compliant

We assure you the financing is 100% Shariah Compliant as stated in the law of Islam.

Download our app to enjoy CUEPACS Sedia Bantu Benefit

Click the button below to download

App Store
Google Play

LOCATE US

17-1 Menara Q Sentral

No 2A, Jalan Stesen Sentral 2,

Kuala Lumpur, Sentral 50470

E-MAIL

[email protected]

CONTACT NUMBER

1-300-88- 9945

WHATSAPP

+60 19-338 9945

ABOUT XANDERIA

About Us

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Shariah Compliance

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POLICIES & NOTICE

Personal Data and Protection Policy

End-User License Agreement (EULA)

Terms and Conditions

Privacy Policy

QUICK LINKS

Click here to download:

  1. Product Disclosure Sheet (PDS)
  2. Frequently Asked Questions (FAQ)
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